Friday, June 20, 2008

Social Security after Divorce

A friend of mine told me about this but I am not sure how true and whether applicable to you or not. Just check with your lawyer first.

Here's the write up submitted ...

There are some social security benefits in being divorced. You are, as you know, entitled to social security benefits both before and after divorce based on your own earnings record. If, however, you have been married for ten years or more then you are also entitled to social security benefits based on the earnings of your spouse even after divorce.

You can only do this if you do not remarry or up till you get remarried. This ten year issue is important though, not just for social security.

If you have been married for a period of about nine years before the marriage breaks down then it might be a good idea not to get divorced immediately. You could file for separation for the period of time it will take for you to complete those ten years together.

It is a good idea to consult and accountant or, better, an attorney about this and see what benefits there are in being married for this ten year period.

As already mentioned these benefits are void if you remarry. You will be entitled to benefits from your new partner's earnings but the same rules will apply. That means you will have to be married for ten years to get the same benefits again.

2 Comments:

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1:36 AM  

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